WU — The Western Union Company
Quarterly Earnings Performance
Calendar 2025
| Quarter |
Period |
Report Date |
Revenue |
YoY Growth |
EPS (non-GAAP) |
Guidance (next qtr) |
Notes |
| Q1 2025 |
Jan–Mar 2025 |
2025-04-23 |
$984.0M |
−6.0% |
$0.41 |
FY25 adj. EPS $1.65–$1.75 |
GAAP EPS $0.36; Iraq headwind; digital +7% |
| Q2 2025 |
Apr–Jun 2025 |
2025-07-28 |
$1,030.0M |
−4.0% |
$0.42 |
FY25 guidance reaffirmed |
Stablecoin strategy announced; N. America soft |
| Q3 2025 |
Jul–Sep 2025 |
2025-10-23 |
$1,030.0M |
+0.0% |
$0.47 |
FY25 adj. EPS $1.65–$1.75 |
Beat EPS est.; Consumer Services +49% YoY |
| Q4 2025 |
Oct–Dec 2025 |
2026-02-20 |
$1,000.0M |
−5.0% |
$0.45 |
FY26 rev. +6%–+9% w/ Intermex |
GAAP EPS $0.36; Intermex deal announced |
| FY 2025 |
Full Year |
— |
$4,100.0M |
−4.0% |
$1.75 |
— |
GAAP EPS $1.52; digital growth offset retail |
Calendar 2026
| Quarter |
Period |
Report Date |
Revenue |
YoY Growth |
EPS (non-GAAP) |
Guidance (next qtr) |
Notes |
| Q1 2026 |
Jan–Mar 2026 |
2026-04-24 |
$983.0M |
−0.1% |
$0.25 |
FY26 rev. +6%–+9% |
EPS missed est. $0.41; stock fell; Intermex pending |
Upcoming
| Quarter |
Est. Report Date |
Est. Revenue |
Est. EPS |
Source |
| Q2 2026 |
~2026-07-28 |
~$1.06B–$1.10B |
~$0.42 |
FY26 guidance; Intermex contribution expected |
Commentary
Western Union's 2025 results reflected persistent structural pressure on its legacy retail money-transfer business, particularly in the U.S.–Mexico corridor, with full-year revenue declining 4% to $4.1 billion. Bright spots included Branded Digital (+7% revenue, +12% transactions) and Consumer Services (+49% in Q3), which partially offset the Iraq revenue wind-down. Management entered 2026 pursuing a strategic transformation — acquiring Intermex to bolster Americas retail share, launching a stablecoin/digital-asset strategy, and adding Lana (Mexico) and Dash (Singapore) to expand digital wallets. Q1 2026 disappointed on EPS ($0.25 vs. $0.41 expected), with adjusted operating margins compressed to 13%, though full-year guidance of +6%–+9% revenue growth anticipates Intermex synergies accelerating through the year.
Sources
Western Union Q1 2025 Results — BusinessWire
Western Union Q2 2025 Results — Yahoo Finance
Western Union Q3 2025 — IndexBox
Western Union Q4 & FY 2025 Results — BusinessWire
Western Union Q1 2026 Results — BusinessWire
Western Union Q1 2026 EPS Miss — Investing.com
Western Union Q3 2025 Earnings Beat — Sharewise/Zacks
Western Union Q2 2025 Transcript — Motley Fool
Generated: 2026-05-11